Bangkok: The Public Debt Management Office (PDMO) launched the first issuance of its "Savings Plus" government bonds for fiscal year 2026, totaling 4 billion baht, through the PDMO Wallet and Bond Connect Platform. This offers investors the opportunity to start with an initial investment of 100 baht, offering 3-year and 10-year bonds with fixed interest rates of 1.80% and 2.80% per annum, respectively, payable quarterly. This initiative aims to upgrade government bond investment to a digital system and expand access for retail investors.
According to Thai News Agency, Ms. Jindarat Viriyathaveekul, Director of the Public Debt Management Office (PDMO), stated that the issuance of "Savings Plus" government bonds is a restructuring of government bond sales for the public to align with the digital age. This aims to facilitate investment and continuously promote savings while maintaining the key strengths of government bonds as a stable, low-risk asset that has earned investor confidence. Therefore, she believes it will receive significant public interest.
The first offering has a total value of 4 billion baht, divided into 3-year government bonds with a fixed interest rate of 1.80% per year and 10-year bonds with a fixed interest rate of 2.80% per year. Interest on both series will be paid quarterly.
The sale is divided into two channels: the PDMO Wallet, with a budget of 2 billion baht, open for sales from July 31 to August 31, 2026, or until the budget is fully utilized. Eligible buyers must be Thai citizens aged 15 years and older. Investments can start from 100 baht, with purchases ranging from 100 to 3,000,000 baht per transaction, and a total purchase limit of 50 million baht per person. Allocation will be on a first-come, first-served basis. The Bond Connect Platform, with a total value of 2 billion baht, will be open for subscription from August 3-5, 2026, between 8:30 AM and 3:00 PM, through 24 distributors. Buyers must be Thai citizens with a securities trading account. The minimum investment is 1,000 baht, with no maximum purchase limit. A "Small Lot First" allocation method will be used to ensure fair distribution of investment opportunities to retail investors. The allocation results and refunds of unallocated bonds will be announced on August 6, 2026.
Ms. Jindarat stated that those wishing to invest through the PDMO Wallet must register for the PDMO Wallet on the "Paotang" application first. Those who have already registered can subscribe immediately. Those wishing to invest through the Bond Connect Platform but who do not yet have a securities trading account can contact the distributor to open an account in advance starting today through branches, the distributor's website, or application.
Furthermore, the "Savings Plus" government bond is a scripless bond; no physical bond certificate or book is issued throughout the investment term. Investors can check their holding information and transactions through the distributor's channels. This represents a full digital upgrade in government bond management.
The Director of the Public Debt Management Office (PDMO) stated that this issuance of "Savings Plus" government bonds is the first of the 2026 fiscal year. The second issuance will begin on September 4, 2026. The PDMO will announce the interest rate and the amount of bonds to be issued in mid-August. The public is invited to invest in government bonds as a stable, secure savings option with consistent returns.