GH Bank prepares a credit limit of 37,500 million baht to create 4 loan products.

GH Bank supports Thai people owning a home. Prepare a budget limit of 37,500 million baht, create 4 loan products. Fixed interest rate Starting at just 2.80% per year, low installment payments of 3,500 baht per million only. The Government Housing Bank (GH Bank) has prepared a total credit limit of 37,500 million baht, creating 4 low-interest rate loan products. Support Thai people of all target groups to have their own homes. According to government and Ministry of Finance policy in reducing social inequality and reduce the burden of paying installments for customers, consisting of 1. Yooyen Happy Home Loan Year 2024, fixed interest rate for the first year equal to 2.80% per year for welfare customers and 2.95% per year for retail customers. 2. Home loans for GH Bank welfare customers, year 2024, first year fixed interest rate equal to 2.90% per year, 3. Housing loan project for government personnel, year 2024, first year interest rate equal to 2.90% per year, and 4. Housing project. GH Bank Saensuk 2024, fixed interest rate for the first 2 years equal to 3.25% per year, installments up to 40 years, loan applications available from today onwards at bank branches nationwide. Mr. Kamonpop Weerapala, Managing Director Government Housing Bank (GH Bank) revealed that in order to increase options for customers, citizens can have a home of their own and their family more easily. GH Bank as a state financial institution Under the Ministry of Finance, with the mission of "making Thai people own a home" has prepared a financial framework of 37,500 million baht, creating 4 low interest rate loan products. To be able to reduce the burden of paying installments to be lower. In line with the policies of the government and the Ministry of Finance. To help with income and reduce expenses for customers in all professional groups. The details of the 4 loan products are as follows: 1. Staying Happy Home Loan, year 2024, credit limit of 2,500 million baht for customers who want to buy, build, add on, repair, buy equipment or fa cilities related to their residence (Solar Roof only) to make it an energy-saving house (ECO House ) Fixed interest rate for the first 3 years for welfare customers. Interest rate in year 1 is equal to 2.80% per year, year 2 is equal to 3.00% per year, year 3 is equal to 4.15% per year, average for the first 3 years is only 3.32% per year, year 4 until the entire contract period is equal to MRR-1.00% per year ( The current GH Bank MRR interest rate is 6.90% per year.) In the case of a 1 million baht loan for a period of 40 years, installment payments start at only 3,500 baht per month and for retail customers. Interest rate in year 1 is equal to 2.95% per year, year 2 is equal to 3.25% per year, year 3 is equal to 4.30% per year, average for the first 3 years is only 3.50% per year, year 4 until the entire contract period is equal to MRR-0.50% per year in the case Loan of 1 million baht for a period of 40 years, installment payments starting at just 3,600 baht per month. Apply for a loan from today - 29 March 2024. Approval and legal action within 30 April 2024. 2. Home loans for GH Bank welfare customers in 2024, a limit of 5,000 million baht for welfare customers whose agencies have entered into a welfare project agreement for housing loans without deposits with the bank. and want to borrow to buy Build, add on, repair, buy vacant land, GH Bank NPA assets, redeem from other financial institutions (refinance), and pay off debts related to housing. Fixed interest rate in year 1 equals 2.90% per year, years 2-3 equals 3.80% per year, average for the first 3 years only 3.50% per year, year 4 until the entire contract period is equal to MRR-1.50% per year in the case of repayment of debt, year Number 4 until the entire contract period is equal to MRR per year. In the case of a 1 million baht loan for a period of 40 years, installment payments starting at only 3,600 baht per month. Apply for a loan from today - 29 March 2024. Approval and legal action within 30 April 2024. 3. Housing loan project for government pers onnel in 2024 with a budget of 20,000 million baht for government officials. government employee university staff government official State enterprise employees and regular employees Who want to borrow to buy, build, add on, repair, redeem from other financial institutions (refinance), pay off debts related to housing. and to purchase equipment or facilities Interest rate in year 1 is equal to 2.90% per year. Year 2 is equal to 3.75% per year. Year 3 is equal to 3.90% per year. Average for the first 3 years is only 3.52% per year. Years 4-6 are equal to MRR-2.75% per year. Year 7 -9 is equal to MRR-2.00% per year. Year 10 until the entire contract period is equal to MRR-1.50% per year, except in the case of repaying debt/purchasing equipment, etc., equal to MRR. In the case of a loan of 1 million baht, installment payments start at only 5,500 baht per month. Submit a loan application and Do the legal act by December 30, 2024. 4. GH Bank Saensuk Housing Project, year 2024, credit limit of 10,000 million baht for customers who want to borrow to buy, build, redeem from other financial institutions (refinance), repay debts related to housing. and purchase equipment or facilities related to housing Interest rate: Year 1-2 is equal to 3.25% per year. Year 3 is equal to 4.25% per year. Average for the first 3 years is only 3.58% per year. Year 4-5 is equal to MRR-2.50% per year. Year 6-7 is equal to MRR-2.00. % per year, year 8 until the entire contract period In the case of welfare customers, it is equal to MRR-1.00% per year. For retail customers, it is MRR-0.75% per year. Except in the case of repaying debts/buying equipment, etc., it is equal to MRR. In the case of a loan of 1 million baht, installment payments start at only 5,500 baht per month. Submit a loan application and complete legal transactions within December 30, 2024 Interested persons can apply for loans at bank branches nationwide. Ask for more details at All GH Bank branches nationwide, GH Bank Call Center, Tel. 0-2645-9000 or Facebook Fanpage, Gover nment Housing Bank. And follow the bank's news at Mobile Application: GHB ALLGEN and www.ghbank.co.th.-111-Thai News Agency Source: Thai News Agency