Bangkok: GHB (Government Housing Bank) has announced a reduction in loan interest rates by up to 0.150%, effective from March 4, 2026, to ease mortgage burdens and stimulate economic growth through the real estate sector.

According to Thai News Agency, Dr. Mahatthana Ampornphisit, Managing Director of GHB, stated that the decision to lower interest rates follows the Monetary Policy Committee's (MPC) decision on February 25, 2026, to reduce the policy interest rate to 1.00% per year. This adjustment aims to lessen the monthly payment burden for customers. The revised interest rates are 5.850% per year for prime corporate overdrafts (MOR), 6.150% per year for prime corporate term loans (MLR), and 6.145% per year for prime retail loans (MRR). These changes are expected to boost housing purchases and enhance confidence in the real estate sector, benefiting the broader economy.

GH Bank, as a prominent state-owned financial institution specializing in housing loans, is committed to making homeownership accessible to all Thais. It provides low-interest housing loan products for all customer groups, especially low- and middle-income earners and vulnerable groups. Additionally, the bank has initiated various debt restructuring measures to help customers retain their homes, under the concept of "Beyond Housing Bank." For further details, customers can contact the GH Bank Call Center at 0-2645-9000 and follow updates on all GH Bank social media channels.