Bangkok: GHB (Government Housing Bank) has introduced the Well Being Loan 2026, offering an interest rate of 3.00% per annum for the first two years. This initiative covers various aspects such as construction, renovation, repair, and the purchase of equipment or amenities. According to Thai News Agency, the Government Housing Bank aims to facilitate home ownership while emphasizing health and quality of life through its Well Being Loan Project 2026. The project includes loans for purchasing, building, renovating, repairing, and buying necessary equipment or amenities. It mandates collateral to feature amenities like fitness rooms, yoga rooms, and swimming pools. The interest rate remains fixed at 3.00% per annum for the first two years, followed by MRR -2.50% per annum in the third year. In years four and five, the rate is MRR -2.00% per annum, continuing at MRR -2.00% per annum from the sixth year until the loan term ends. For retail customers, the interest rate is set at MRR-0.75% per year, while welfare customers benefit from a rate of MRR-1.00% per year. Equipment purchase loans are charged at the bank's current MRR, which stands at 6.195% per year. Loan repayment terms can extend up to 40 years, with monthly payments starting at 3,600 baht for a 1 million baht loan. This aligns with the goal of promoting good health and sustainable living standards for the public. Loan applications are open now, with legal transactions required to be completed by January 29, 2027. Additional information is available through the GH Bank Call Center at 0-2645-9000 or the Government Housing Bank Facebook Fanpage, along with updates on all GH Bank social media channels.